Payment Card Industry Data Security Standard


The Payment Card Industry Data Security Standard (PCI DSS) is a standard for enhancing cardholder data protection and helping to keep payment card details secure by requiring increased security measures to be implemented by those that process, store, or transmit that data.

  • Created back in 2006 as an effort to prevent credit card fraud, PCI DSS ensures companies handling credit cards maintain a secure environment where customer account information can’t be accessed by unauthorized people.
  • This standard covers electronic payment transaction processing for organizations in the United States and Canada. When online credit card transactions first became available in 1996, it was designed to address security concerns.
  • On October 22nd, 2016, PCI-DSS requirements were announced where they required all organizations involved with any kind of internet or Smartphone sales to comply by May 2018 or else be fined $100 per transaction processed.

Why Lorcam?

Here at Lorcam, we have provides to protect cart data from attackers and thieves. Lorcam secures your data, avoids costly data breaches, and preserves employees, and your customers. LORCAM’s major goal is to limit the danger of losing debit and credit card information. It offers suggestions for how to avoid and detect data breaches, as well as how to respond if they occur.

Benefits Of PCI-DSS

Payment Card Industry Data Security Standard (PCI-DSS) is a set of information security standards that contains regulations for combating payment card fraud. By conforming to the PCI DSS, you will protect your three most significant assets: your brand, customers, and cash flow.

  • Build assurance with your customers.
  • Prevents data breaches.
  • Assists you in meeting international requirements.
  • Prioritizes security.
  • Establishes a foundation for future rules.
  • Improves the profitability of the company.

Image of the Business.

How do we do?

The PCI Security Standards Council (SSC) provides comprehensive standards and related materials, including specification frameworks, tools, measures, and support resources, to enable organizations to secure cardholder data at all times.

  • Why PCI-DSS is important—PCI-DSS is required for a variety of reasons. Most importantly, PCI DSS compliance avoids data breaches and the misuse of sensitive information by cybercriminals. By adhering to PCI DSS, you are doing everything possible to protect your clients’ personal information. It’s a security seal that helps you build trust and reputation, which is beneficial to your business!
  • Who is responsible for the PCI-DSS — Visa, MasterCard, American Express, Discover, and JCB created the PCI standard in 2004 to ensure that firms processing credit card data meet a specified level of security and prevent fraud and data exploitation.
  • How to assess PCI-DSS Security—
  • Study PCI DSS Standard— Learn what your company must do not meet the criteria.
  • Assets and Processes in IT Inventory– Determine whether systems, persons, and processes are involved in the transmission, processing, or storage of cardholder information.
  • Discover the flaws-– Use the right SAQ to guide your assessment and the right technology to find vulnerable systems.
  • Validate your findings with third-party experts— Due to the complexity of your environment, the comprehensive evaluation may necessitate the use of a Qualified Security Assessor and/or an Approved Scanning Vendor.

Our Working Process



Initial talks that happen between the client firm and the security experts for a discussion of the security status of the infra.



Security experts draft a proposal of all the testing and patching services required by the client firm.



Scope of the project (focus area, requirements, etc.) is determined by the complexity and need for security (web, mobile, cloud, etc.)



Security experts initiate engagement activity with the methodology to make it secure by finding loopholes and patching them.

Need A Free Estimate?

Reach out to us with your Scope and Complexity and get a free estimate from our expert team and duration for the security assessment of your network or Application.


The PCI standard is mandatory for all retailers, according to the Payment Card Industry Security Standards Council. Some merchant processors need annual validation (or proof) as a manner of demonstrating compliance. Validation criteria vary by annual payment card transactions and may necessitate a self-evaluation or an independent onsite audit.

The time for most merchants to comply has already passed. To get information about your merchant account, contact your merchant processor. You are less likely to be hacked if you become compliant as soon as possible.

Unfortunately, the answer is no. Although an SSL/TLS certificate is a vital component of a secure website, it does not meet the PCI DSS criteria on its own.

Yes. Using a third-party service does not exempt a business from PCI DSS compliance. It may lower their risk exposure and, as a result, the work required to validate compliance. However, this does not excuse them from complying with the PCI DSS.

A quarterly scan by a PCI SSC Approved Scanning Vendor (ASV) is essential to maintain compliance if you qualify for specific self-assessment Questionnaires (SAQs) or if you electronically retain cardholder data after authorization. If you qualify for any of the following SAQs under PCI DSS version 3. x, you must have a passing ASV scan.

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